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I've made this mistake with Facebook.And this is a biggie... and something a lot of folks do not think about. They hope that they will be able to get their data... but there have been many instances where that was just a hope and reality was opposite when a hosting provider folded.
As long as I have the skills and am already doing it, I personally see no big benefit of SaaS for myself or others in a similar position.
I have a group of nearly 50,000 members. It's very active. I've tried to get them to a forum but they don't seem that interested. So, I'm stuck with the Facebook Group which I keep maintaining and growing but if anything ever happens, I'm at the sake of their actions with no real escape route.